Prithvi Chandrasekhar

Managing Director at InCred

Prithvi Chandrasekhar is Managing Director at InCred, a young financial services provider that addresses India’s previously under-served households and small businesses by leveraging the power of technology and data-science. Prithvi is responsible for credit risk and analytics, is a member of InCred’s Executive Committee.


Previously, Prithvi served Experian as the global head of analytics, Capital One as a business unit head and credit program officer, and McKinsey & Company and Accenture as an expert-consultant. He has lived and worked in the UK, the USA and in India.

He is a graduate of St. Stephen’s College and Chicago Booth, and is the proud father of two daughters.

My Sessions

Analytics to Assess Credit Risk, with Small Samples


Organisational and business context (3 min): New lending product in a “risky” segment Approach is to provide access, but price-for- risk Analytical Problem (2 mins): Large amounts of customer data, from traditional and emerging sources Very young lending program. Only 1000 disbursals, not “bads” as yet How to estimate risk even as the data is […]

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