Jayatu Sen Chaudhury is the Vice President, Global Commercial and Merchant Data Science and Head of Enterprise Digital & Analytics India for American Express India. Prior to this role, he was the Head of Global Information Management, Big Data Labs & Advanced Risk Capabilities. Jayatu has been a part of American Express since 2001, working in the various Decision Science Functions for both US and International markets. He has earned his PhD in Financial Economics from IGIDR, economic research institute funded by the Central Bank of the Country (Reserve Bank of India). Prior to joining American Express, Jayatu worked in Decision Science for two years each in GE Capital and ICICI Bank.